Tips on Buying Homeowners Insurance
Your home may be the largest financial investment you will ever make, so it makes sense to insure it. Homeowner's insurance not only protects your home from catastrophic events, it also protects those...
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What to Look for in Homeowner's Insurance
Homeowner's insurance protects more than just your home. A comprehensive policy protects your home and your assets and offers liability protection for you and your family. Where you live will largely...
View ArticleDoes Homeowner Insurance Cover Poor Maintenance?
Often homeowners are shocked when they file a claim and have it rejected by their insurance company -- particularly when it concerns water damage. Whereas certain types of losses including water damage...
View ArticleTwo Ways to Reduce the Cost of Homeowners Insurance
Your home is the biggest financial investment you may ever make. It's a good idea to insure it. Homeowner's insurance covers more than just your home. It covers your personal belongings and offers...
View ArticleDoes Homeowners Insurance Cover Foundation Repair?
A homeowners insurance policy contains many coverages for accidents and property damage that can occur to a home. A policy will also include exclusions or perils that an insurance company does not want...
View ArticleHigh Deductible Home Insurance
Home insurance protects you against unexpected loss and can be purchased with various coverage options. One key decision you'll make when purchasing a home insurance policy is the amount of the...
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The Average Cost of Homeowners Insurance in Ohio
Ohio doesn't experience many hurricanes, devastating ice storm or floods, which are big reasons why homeowners insurance costs ranks as the fifth lowest in the United States (tied with Delaware)....
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How Would You Know If You Need Flood Insurance?
The purpose of flood insurance is to provide benefits to policyholders if their property suffers water damage. Homeowners most fear damage to the property due to hail, tornadoes, fires or burglary....
View ArticleWhat Does Property Insurance Protect?
Property insurance --alsoknown as homeowners' insurance--covers a person's home, its contents and any liability of the homeowner. The premium depends on your location and the value of the property to...
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The Average Cost of Homeowners Insurance
Being a homeowner involves more of a financial investment than the downpayment and being able to pay the monthly mortgage payments. You also have to worry about the cost of insuring your home and your...
View ArticleHow Much Homeowners Insurance Should One Buy?
Homeowners insurance is designed to protect both the structure and the contents of your home. If you have a mortgage on your home, you may be required to purchase homeowners insurance that insures the...
View ArticleProcedure for Terminating Homeowners Insurance
Most lenders require homeowners to carry insurance until their mortgage is paid off. However, you can terminate or cancel your homeowners insurance when you end your mortgage. Another way to terminate...
View ArticleThe Average Cost of Home Owner Insurance
Homeowners insurance is one of the most common types of coverage. Policy costs vary depending on factors including the type of construction and the replacement cost. The geographic location of a home...
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How to Determine Homeowners Insurance Coverage
Determing the right level of homeowners insurance coverage is an important first step in protecting your home and assets. In a matter of minutes everything you've worked for can go up in flames, wash...
View ArticleTypes of Homeowner Insurance
Insurance companies that provide insurance for homes have policies available in many types depending on what kind of home that needs to be insured. Insurers use different policy forms for the various...
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Questions About Homeowner's Insurance
Homeowner's insurance is usually a wise investment to protect you against the loss of your personal property or damage to your home. There are different coverage options, such as insuring personal...
View ArticleWhat Is Home Owners Insurance?
Insurance for home owners is a product provided by most property and casualty insurers in every state. Policies offer a variety of coverages that can be customized to meet the needs of any individual...
View ArticleTypes of Property Damage Insurance
Buying a home is a major investment, and it is important to protect that investment with the right insurance coverage. No one who owns a home can afford to be without sufficient homeowners insurance in...
View ArticleTypes of Homeowners Insurance Claims
Homeowners insurance is designed to protect a property owner from damages or injuries that result from covered events known as perils. Insurance coverage can vary widely based on the type of policy,...
View ArticleWhat Is Home Personal Liability Insurance?
Home personal liability insurance exists in the event that a homeowner is sued for injuries that are sustained by a visitor to the property. Protection from liability is provided by Coverage E on a...
View ArticleDefinition of a Flood Zone Code
When insuring your home, it is important to consider whether or not you need flood insurance. Most regular homeowner's insurance policies do not cover water damage, so additional insurance is often...
View ArticleThe Average Cost of Home Insurance
Individuals that own their own home, apartment or condominium will require some form of insurance coverage. Standard homeowners insurance policy provides protection for the dwelling, personal property...
View ArticleDo I Need Flood Insurance?
Flood insurance might seem like a concern only for homes in high-risk zones, but this is often not the case. According to the National Flood Insurance Program, there is a 26% chance of a flood...
View ArticleHow Much Flood Insurance Is Required?
People who live in flood-prone areas may be required to carry flood insurance. Mortgage lenders or banks typically require flood insurance as a condition of the loan. The amount of coverage depends on...
View ArticleThe Average Cost of House Insurance
The cost of house insurance varies widely. For instance, premiums that are paid annually usually cost less than premiums paid monthly or semi-annually. House (also referred to as home or homeowners)...
View ArticleThe Average Cost of Homeowners Insurance Per Month
As homeowner's policy premiums run the gamut of premiums, it's difficult to give an average cost for a policy. A number of different factors decide the rates for homeowner's insurance. What may be an...
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How to Estimate Home Owners Insurance Coverage
Estimating how much homeowners insurance coverage you need can be a bit challenging. Simply getting coverage that equals your mortgage balance, as required by your lender, is seldom, if ever,...
View ArticleHow to Maximize Your Home Insurance Claim
Homeowners insurance is a way to safeguard you and your assets from fire, water damage or natural disaster. If one of these events should occur the last thing you'll want to do is battle it out with...
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How to Cancel Homeowner's Insurance
Because your home is collateral for your mortgage, most mortgage lenders require you to carry homeowner's insurance to cover any damage that may occur. If you do not have a loan on your home, insurance...
View ArticleThe Average Cost of Homeowner's Insurance in Texas
Homeowners insurance costs in Texas are based, in part, on the type of coverage that is needed and the types of perils or losses that can occur. These can include losses that result from storms or...
View ArticleHow to Lower House Insurance Rates
If you are like most people, you are already paying more than enough for the mortgage on your home. You do not need to pay more than necessary for your homeowner's insurance as well. It is not...
View ArticleDoes the Average Homeowner's Insurance Cover Black Mold?
Molds are common to humid areas of the United States, but many people may not be aware that black mold (aka toxic mold) can cause health issues to a home's inhabitants and cause damage to the home...
View ArticleHow to Find Insurance for Manufactured Homes
In looking for an insurance policy for your manufactured home, be aware that most insurance companies offer a variety of policy packages, so you should be able to find a policy that best fits your...
View ArticleWhat Happens When Your Homeowners Insurance Lapses?
If your homeowners' insurance expires, there could be a number of consequences. You should try to maintain coverage so you have adequate coverage from certain losses and damage. Different events will...
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How to Compare House Insurance Quotes
Follow this guide to learn how to compare house insurance quotes.
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How to Get Liability Insurance Quotes Online
In this article you will learn the easiest and quickest way to get liability insurance quotes online.
View ArticleHow to Claim Insurance Claims for Smoke Damage
A fire in your home or business can be devastating. Not only will the fire destroy the structure, but you can sustain heavy smoke damage to the contents of the building. Be prepared for the event of...
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Information on Trafalgar Insurance Company
Trafalgar is a major insurance company based in Canada. It is part of Intact Financial, the largest automobile, home and life insurance company in the country. Trafalgar offers many kinds of insurance,...
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What Is Fair Plan Homeowners Insurance?
Created in response to the U.S. Housing and Development Act of 1968, FAIR (Fair Access to Insurance Requirements), homeowners' insurance plans help ensure coverage of "high risk" properties that may be...
View ArticleHow to Compare Home Insurance Companies
In today's tumultuous economic times, homeowners must do their homework to make sure they are making the right decision when it comes to selecting a home insurance company. They have to compare...
View ArticleTitle Insurance Claim Procedures
Title insurance is available to property owners who want to protect themselves against title issues that may occur following the closing of a home purchase. Title insurance claims can be made by...
View ArticleHow to Determine Replacement Cost for Your Home Insurance
You may be required to inform your prospective home insurance provider of the replacement cost for your home when you are requesting a quote for homeowners insurance. Replacement cost is the amount...
View ArticleFlood Insurance Requirements
The Federal Emergency Management Agency (FEMA) oversees federal flood insurance requirements for the United States. These requirements were established to ensure proper coverage for flooding and...
View ArticleThe History of the Federal Flood Insurance Program
Flood insurance is offered from the federal government through the National Flood Insurance Program. Flood insurance from the federal government was a response to the approach of assisting flood...
View ArticleHow to Change Homeowners Insurance
To get the best homeowners insurance coverage, you need to shop around. Even if you have a policy currently in effect, it's possible that you will find a company that can offer you better protection or...
View ArticleDefinition of Basic Homeowners Insurance
Homeowners insurance is needed by any individual or family that owns their own home. A policy will need the proper amount of coverage as well as discounts to keep the total cost of the insurance policy...
View ArticleDefinition of Maintenance for Homeowners Insurance
The term maintenance as it relates to homeowners insurance refers to the steps that insured parties can take to lower the cost of their policy. Maintenance is usually done to either upgrade a home, add...
View ArticleHow to Make Sure Your Home Is Properly Insured
helpful hint about your homeowners policy.
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